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Certain hotels have resort fees. This is one of those great little additional benefits of the Platinum card if you shop at these stores anyway.

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Centurion, American Express International, Delta Sky Club, Escape, Airspace, Lufthansa, and Plaza Premium Lounges.

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Platinum, then select bonus miles, the Delta Sky Club individual membership and the four global upgrade certificates when you hit Diamond status.

Platinum and another three when you hit Diamond.

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This compensation may impact how, where and in what order products appear.

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The other half of the equation when it comes to rewards is how much each point is worth.

That includes ceasing travel.

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Premium travel cards often come with complimentary lounge access, sometimes to thousands of lounges worldwide.

All information is presented without any warranty or guarantee to you.

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How much cash on hand is too much?

Which card you should pick depends on how frequently you travel, what benefits are important to you, and what your budget is for the annual fee.

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Having too many new accounts can potentially jeopardize your approval chances because the reviewer might think you are going on a spending spree and will not afford the monthly payment.

Andy is a reporter in Memphis who also contributes to outlets like Fast Company and The Guardian.

No one can influence which cards we review, the way we present them to you, or the ratings they receive.

American Express has a specialized corporate meeting credit card.

Bigger picture, is the card worth it, though?

How Hard Is It To Get The American Express Platinum Card?

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